In the present scenario of banking and finance, technology has become a boom for the society. Technology is revolutionized almost in every field of human activity and endeavour like HDFC net banking has brought the banking services to customers home. Considering the advantages of developing market for cellular services, smartphones and mobile phones, banks decided to bring their services even at the customer fingertips with the newly concept of mobile banking. Mobile banking especially targeted those people who travel more frequently and wanted to keep track of their banking transaction.
As the mobile banking technology started evolving, HDFC bank started SMS service alert for the customers to inform them in the event of any suspicious activity or amount withdrawn on their account.
Things to keep in mind while using the mobile banking facility
Consult with your HDFC bank branch and discuss about the charges if any. Make sure always that the HDFC mobile banking application and your phone is password protected so that any unauthorized means cannot able to access it. Always choose a strong password and never shared it with anyone. You can even opt for anti-viral software for your phone or mobile device to avoid virus attacks. Before doing any signup on HDFC mobile banking app, check the risk that whether something going wrong or not like system not working proper, time lags between funds transfer, etc.
Services offered by HDFC mobile banking app
HDFC Mobile banking app is a good choice for customers no matter wherever they are, they can pay bills either for their landline, dish tvs, mobiles, etc. with just a single click. Sending the money to someone in our family or friends in times of need and bringing a smile on their faces only possible through this convenient means.
Security features of mobile banking
Never ever store any information on the SIM card or mobile phone. In event of phone got lost or stolen, you are completely safe and need not to be compromised. HDFC mobile banking app comes loaded with the same extensive features as the internet banking offers such as login to your account using confidential IPIN and CustID and ensures that account information is completely 128-bit SSL protected.
Precautions to take care on using the mobile banking service
Do not share your confidential information or PIN over the internet or phone. Avoid clicking on the links embedded with emails or on social networking sites representing the HDFC bank. Without any due validation of recipient, do not transfer funds. Inform the bank about charges received in your mobile number to avoid SMS being sent to someone else. Always be careful in accepting any offers such as dialer tunes, caller tunes, open/ download attachments or emails from unknown sources. While using Bluetooth feature anywhere in public places, become sure that no one is accessing your confidential information. Even if you found any website doesn’t seem authentic, avoid downloading the contents from them. In case of any emergency you can also call to HDFC customer care to get help.
Technology always considered one of the major factors for bringing a rapid change in mankind. Mobile banking plays an important role in adding a comfort level to your busy schedule by keeping a tab on the accounts whether you are busy or travels a lot.