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HDFC mobile banking app – Bringing Banking at your Fingertips

HDFC mobile banking app – Bringing Banking at your Fingertips

In the present scenario of banking and finance, technology has become a boom for the society. Technology is revolutionized almost in every field of human activity and endeavour like HDFC net banking has brought the banking services to customers home. Considering the advantages of developing market for cellular services, smartphones and mobile phones, banks decided to bring their services even at the customer fingertips with the newly concept of mobile banking. Mobile banking especially targeted those people who travel more frequently and wanted to keep track of their banking transaction.

As the mobile banking technology started evolving, HDFC bank started SMS service alert for the customers to inform them in the event of any suspicious activity or amount withdrawn on their account.

hdfc mobile banking

Things to keep in mind while using the mobile banking facility

Consult with your HDFC bank branch and discuss about the charges if any. Make sure always that the HDFC mobile banking application and your phone is password protected so that any unauthorized means cannot able to access it. Always choose a strong password and never shared it with anyone. You can even opt for anti-viral software for your phone or mobile device to avoid virus attacks. Before doing any signup on HDFC mobile banking app, check the risk that whether something going wrong or not like system not working proper, time lags between funds transfer, etc.

Services offered by HDFC mobile banking app

HDFC Mobile banking app is a good choice for customers no matter wherever they are, they can pay bills either for their landline, dish tvs, mobiles, etc. with just a single click. Sending the money to someone in our family or friends in times of need and bringing a smile on their faces only possible through this convenient means.

Security features of mobile banking

Never ever store any information on the SIM card or mobile phone. In event of phone got lost or stolen, you are completely safe and need not to be compromised. HDFC mobile banking app comes loaded with the same extensive features as the internet banking offers such as login to your account using confidential IPIN and CustID and ensures that account information is completely 128-bit SSL protected.

Precautions to take care on using the mobile banking service

Do not share your confidential information or PIN over the internet or phone. Avoid clicking on the links embedded with emails or on social networking sites representing the HDFC bank. Without any due validation of recipient, do not transfer funds. Inform the bank about charges received in your mobile number to avoid SMS being sent to someone else. Always be careful in accepting any offers such as dialer tunes, caller tunes, open/ download attachments or emails from unknown sources. While using Bluetooth feature anywhere in public places, become sure that no one is accessing your confidential information. Even if you found any website doesn’t seem authentic, avoid downloading the contents from them. In case of any emergency you can also call to HDFC customer care to get help.

Technology always considered one of the major factors for bringing a rapid change in mankind. Mobile banking plays an important role in adding a comfort level to your busy schedule by keeping a tab on the accounts whether you are busy or travels a lot.

How to Add Payee to your IOB Bank Account

How to Add Payee to your IOB Bank Account

With 3700 domestic branches and 3300 ATMs in India Indian Overseas Bank is one of the major bank in India. IOB is public sector bank owned by Government of India and its headquarters are located in Chennai, Tamil Nadu. It is also having branches and extension counters in foreign countries for its non-residential Indians (NRI). IOB started in the year 1937 in Madras and in 1969 IOB is nationalised by the Government of India and since then its main operations are targeted towards India.


Indian Overseas Bank provides a lot of services for its customers like saving account which is a basic requirement to be a IOB customers, Loans like Gold loans, car loans, home loans etc, Insurance, Visa Cards, and Internet and Mobile Banking.

Now every bank is providing its users a debit card, internet banking account, mobile banking account when they open an account in it. Internet banking will make many banking tasks simple, users can check balance, transfer funds pay bills, insurance and much more directly from your computer without ever going to a bank.

How to add payee to your IOB Account?

Users need to add payee account details to their account before they can send money to others. Follow the steps below to learn how to add payee to your account.

  1. A) IOB Account:

This process is to add a payee with IOB account, when you add a payee to your account it need to get approval from the home branch of the account to transfer funds using IOB Net Banking.

Step 1: Login to your internet banking account with login ID and password.

Step 2: Go to remittances then to Add payee. After clicking on Add payee select IOB Account.

Step 3: Fill all the details Name, Account, Number of the person and click submit.

Step 4: After clicking Submit the bank will send a OTP number to your mobile number registered with the account. This is to verify and confirm your actions, now click on “Approve payee”

After this your request will be sent to the Home branch of the person where the employees of the branch will give you permissions. This process will take one working day. After they approved you can transfer money at any time on any day and they will be deposited instantly.

  1. B) Other Bank Account

The process to add payee of other branch is almost similar to the adding an account of IOB. However, there are minor changes which are quiet simple to do.

Step 1: Open the internet banking website and login using Login ID and password.

Step 2: Select Remittances and go to add payee option. Their click on other bank account.

Step 3: Now you need to fill more details about the payee like Name, Address, account type, account number and IFSC code for the bank branch of payee. After entering the details click add payee.

Step 4: Now your mobile number will be sent a OTP which you need to enter and click on “Approve Payee.”

These are the two ways to add payee to your internet banking account.